While it seems loan limits are still shooting through the clouds in recent years, we missed our annual posting behind the practical meaning of this change for most buyers, sellers, and agents for 2023 across the 133 of 134 counties we serve in Florida and
Jan 22, 2023 | Conventional Loan Limits Rates in 2023 FHA Loan Limits
If you are ready to refinance your current loan, there are actually several types to choose from. The right one for you will depend on your purpose for getting a new loan and your eligibility for specialty programs. Here are the most common types and how
Jan 10, 2023 | Refinancing a Home
The past several years of housing boom, spurred on by the lowest mortgage rates in history and record-setting home demand, have likely seen their end. As U.S. inflation reached uncomfortable levels of inflation by early-2022, potential buyers started pull
Jan 03, 2023 | Purchasing a Home
With today’s rising interest rates and high home prices, buying a home takes some planning and forethought. Mistakes can be costly, like getting a mortgage higher than you can afford or getting stuck in a neighborhood or house you actually don’t like. Her
Dec 27, 2022 | Purchasing a Home
With Christmas fast-approaching, all of us at GULF STATES FINANCIAL would like to wish you a Merry Christmas! We hope that this week you'll be surrounded by family, friends and loved ones while enjoying time together and making great memories. It’s been
Dec 22, 2022 |
Since buying a home is one of the biggest financial investments most people ever make, if you're are not careful, you can get in over your head. This can result in a status of being “house poor,” or spending way more on housing costs than you can afford.
Dec 20, 2022 | Refinancing a Home